In our society of instant gratification, it is no surprise that fewer than four in 10 Americans could pay a surprise $1,000 bill from savings. Nearly one in five Americans did not save any money in 2021, according to recent data. Clearly,READ MORE
Author: Teresa Kakadelas
Teresa Kakadelas, CFP®, CDFA™ is a lead advisor and a member of the firm’s Executive Committee. Teresa heads up the firm’s Financial Planning Team, continually identifying and helping solve financial planning issues for clients. Teresa started the firm’s “Wise Women” luncheons, designed to help clients with financial education. Teresa and her family live in Carlsbad. She enjoys traveling, cooking and spending time with her family.
Have you ever applied for a loan and been told you need to provide a personal net worth statement? Did you have one ready? A personal net worth statement is an important tool that shows the financial health of anREAD MORE
It’s 2022 and life is busier than ever. As society normalizes after the COVID pandemic, people all over the world are resettling back into a life of commutes, time in the office (and away from home), and the hustle andREAD MORE
After years of arduous medical training, many young physicians are eager to celebrate their new career with the purchase of their first home. The high amount of debt and low savings could make this dream discouragingly out of reach—banks typicallyREAD MORE
Twenty-first century America is a nation of job-hoppers. According to the U.S. Bureau of Labor Statistics, the average American holds 12 jobs in their lifetime. The concept of retiring after 40 years with one company, taking home a pension andREAD MORE